Specialists in Micro Home Loans for unauthorized & unregularized colonies

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team
Our Expert Team

Get professional assistance from our experienced team for your home, business, personal and other financial requirements.

ABOUT US

Your Trusted Partner for Smarter Financial Solutions

At Daksh Investhub Pvt. Ltd., we are committed to helping individuals and businesses explore suitable financial solutions based on their unique requirements. Our team provides professional assistance throughout the loan and financial service journey.

  • Personalized Financial Solutions
  • Professional & Transparent Guidance
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Competitive Loan Solutions

Explore suitable loan options across housing, personal, business, property, project and auto financing requirements.

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Expert Guidance Every Step

From understanding your requirements to documentation and application support, our team is here to guide you throughout the process.

What We Offer

Financial Solutions That Move You Forward

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Business Loans

Support your business growth with flexible financing solutions for expansion, working capital and other business requirements.

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Micro Home Loans

Explore suitable home loan solutions designed to help you purchase, construct or improve your home with convenient financing options.

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Loan Against Property

Unlock the financial value of your property and explore funding solutions for eligible personal or business requirements.

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Personal Loans

Meet your important financial needs with suitable personal loan options for planned expenses and other requirements.

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Auto Loans

Make your vehicle purchase easier with suitable auto loan solutions and assistance throughout the financing process.

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Project Funding

Explore funding solutions for eligible projects, business expansion and other planned investment requirements.

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OD / CC

Manage your business cash flow with suitable Overdraft and Cash Credit solutions designed for working capital requirements.

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Life & General Insurance

Protect yourself, your family, and your valuable assets with suitable life and general insurance solutions designed to provide financial security and peace of mind.

Why Choose Us

Why Daksh Investhub Is Your Trusted Financial Partner

At Daksh Investhub Pvt. Ltd., we understand that every financial requirement is different. Our team helps you explore suitable loan and insurance solutions with professional guidance, clear communication and support throughout the process.

  • Multi-Bank Matching
  • Professional Guidance
  • Simple & Transparent Process
  • Wide Range of Solutions
  • Nationalized & Private Access
Free Consulting
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How Its Works

From enquiry to disbursement in four steps.

Our simple four-step process makes your loan journey easy and hassle-free, from initial enquiry and application to documentation and final disbursement.

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Share Requirement

Tell us the loan type and amount you need — takes under two minutes.

Bank Matching

We match your profile against our nationalized and private bank network.

Document & Verify

Our advisor guides you through paperwork and lender verification.

Approval & Payout

Sanction letter issued and funds disbursed directly to your account.

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    Bank & NBFC Partners

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    Faster Loan Matching

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    Applications Facilitated

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    India Coverage

Your financial goals

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Our financial solutions

Get in touch with our team for personalized support and expert guidance.

Call Now

Quick EMI Calculator

Estimate your monthly payout instantly
Monthly EMI₹21,742
Total Payable₹13,04,520
Principal 76%Interest 24%
Instant Check

See your estimated loan eligibility in 3 steps.

No documents needed for this estimate — just three quick questions.

1. Loan Type
2. Monthly Income
3. Your Estimate

What loan are you looking for?

Select the option that fits your need best.
Business Loan
Home Loan
Micro Home Loan
Loan Against Property
Personal Loan
Project Funding
OD / CC

What's your monthly income range?

This helps us estimate a realistic loan range for you.
₹25,000 – ₹50,000
₹50,000 – ₹1,00,000
₹1,00,000 – ₹2,00,000
₹2,00,000+
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Estimated Range
0 – ₹0

Based on typical lender multiples for your income and loan type. Actual eligibility depends on credit score, existing obligations and lender policy.

Apply With This Estimate →
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Rate Snapshot

Indicative interest rates across our lending network.

Actual rates depend on lender, credit profile and loan tenure — these ranges reflect current market offers from our partner network.

Loan Type Interest Rate (p.a.) Tenure
Business Loan (Unsecured) Variable Up to 5 years
Home Loan Variable Up to 30 years
Micro Home Loan (Unauthorized Colonies) Variable Up to 15 years
Loan Against Property Variable Up to 15 years
Personal Loan Variable Up to 5 years
Auto Loan Variable Up to 7 years
Project Funding (Builders) Variable Up to 5 years / phase-wise
OD / CC (Overdraft & Cash Credit) Variable Renewable annually
* Rates are indicative and sourced from our current partner banks/NBFCs; final rate is confirmed at the time of sanction.
Before You Apply

Documents required, by loan type.

Select a loan type to see the exact checklist — for salaried applicants and for cash-income / small business borrowers.

Micro Home Loan
Home Loan
Loan Against Property
Business Loan
Project Funding
Auto Loan
OD / CC

Customers residing in Unauthorized/Kacchi and Regularized Colonies, Cash-Salaried Employees, Small Shopkeepers, Street Vendors, and Self-Employed individuals without ITR can also apply for a Micro Home Loan.
Loan eligibility will be determined based on the customer’s Income, Profile, and Property.

KYC & Identity
  • Aadhar Card
  • PAN Card
  • Voter ID (if available)
  • 2 Passport-size photographs
Address Proof
  • Utility bill (electricity/water) of current residence
  • Ration card (if available)
  • Rent agreement, if rented
Income Proof (Cash / Informal)
  • Bank statement — last 6–12 months
  • Shop / business license, if any
  • Self-declaration of monthly income
  • Guarantor's KYC & income proof
Property Papers
  • Sale agreement / GPA / Possession letter
  • Registry (if available) or last chain of ownership documents
  • Property photographs (exterior & interior)
  • Electricity/water bill in property address
KYC & Identity
  • Aadhar Card
  • PAN Card
  • Passport-size photographs
Address Proof
  • Utility bill / Passport / Voter ID
Income Proof (Salaried)
  • Salary slips — last 3 months
  • Form 16 / IT Returns — last 2 years
  • Bank statement — last 6 months (salary account)
Property Papers
  • Sale deed / Title documents
  • Approved building plan
  • Property tax receipts
  • Occupancy / Completion certificate
  • NOC from builder/society (if applicable)
KYC & Identity
  • Aadhar Card
  • PAN Card
  • Passport-size photographs
Income Proof
  • Salary slips / ITR (last 2–3 years)
  • Bank statement — last 6–12 months
Property Papers
  • Sale deed / Title chain documents
  • Property tax receipts
  • Valuation report
  • NOC / Encumbrance certificate
Additional
  • Existing loan statements (if any, for balance transfer)
Proprietorship
Partnership
Private Limited
KYC of Proprietor
  • Aadhar Card
  • PAN Card
  • Photograph
Business Proof
  • GST Registration / Udyam Registration
  • Shop & Establishment License
  • Business PAN (if separate)
Financials
  • Bank statement — last 12 months (business account)
  • ITR — last 2–3 years with computation
  • P&L and Balance Sheet (CA-certified)
Address Proof
  • Business address proof
  • Residence address proof
KYC of All Partners
  • Aadhar & PAN of each partner
  • Photographs of each partner
Business Proof
  • Partnership Deed
  • GST Registration
  • Firm PAN Card
Financials
  • Bank statement — last 12 months
  • ITR — last 2–3 years (firm)
  • P&L and Balance Sheet (CA-certified)
Additional
  • Authorization letter naming signing partner
KYC of Directors
  • Aadhar & PAN of all directors
  • Photographs
Company Proof
  • Certificate of Incorporation
  • MOA & AOA
  • GST Registration
  • Company PAN
Financials
  • Bank statement — last 12 months
  • ITR — last 2–3 years (company)
  • Audited financials (P&L, Balance Sheet)
Additional
  • Board resolution authorizing loan application
Proprietorship
Partnership
Private Limited
KYC of Builder
  • Aadhar & PAN of proprietor
  • Photograph
Land & Approvals
  • Land title / Chain of ownership documents
  • RERA registration certificate
  • Approved building plan / Sanctioned layout
  • NOC from local authority (fire, environment, as applicable)
Project Documents
  • Detailed Project Report (DPR) with cost estimates
  • Construction schedule / phase-wise plan
  • Sale/booking status of units, if any
Financials
  • Bank statement — last 12 months
  • ITR — last 2–3 years
  • Security / collateral documents (land or property offered)
KYC of All Partners
  • Aadhar & PAN of each partner
Land & Approvals
  • Land title / Chain of ownership documents
  • RERA registration certificate
  • Approved building plan / Sanctioned layout
  • NOC from local authority (fire, environment, as applicable)
Project Documents
  • Partnership Deed
  • Detailed Project Report (DPR) with cost estimates
  • Construction schedule / phase-wise plan
Financials
  • Bank statement — last 12 months (firm)
  • ITR — last 2–3 years (firm)
  • Security / collateral documents
KYC of Directors
  • Aadhar & PAN of all directors
Land & Approvals
  • Land title / Chain of ownership documents
  • RERA registration certificate
  • Approved building plan / Sanctioned layout
  • NOC from local authority (fire, environment, as applicable)
Project Documents
  • Certificate of Incorporation, MOA/AOA
  • Detailed Project Report (DPR) with cost estimates
  • Construction schedule / phase-wise plan
Financials
  • Bank statement — last 12 months (company)
  • Audited financials — last 2–3 years
  • Board resolution authorizing loan application
KYC & Identity
  • Aadhar Card
  • PAN Card
  • Driving License (optional)
Address Proof
  • Utility bill / Rent agreement
Income Proof
  • Salary slips / Bank statement (last 6 months)
  • ITR, if self-employed
Vehicle Documents
  • Vehicle quotation / Proforma invoice
  • RC copy, if used vehicle
Proprietorship
Partnership
Private Limited
KYC
  • Aadhar & PAN of proprietor
Business & Financials
  • GST / Udyam Registration
  • Bank statement — last 12 months
  • ITR — last 2–3 years
  • Security / Collateral papers (if secured OD)
KYC
  • Aadhar & PAN of all partners
Business & Financials
  • Partnership Deed & GST Registration
  • Bank statement — last 12 months
  • ITR — last 2–3 years (firm)
  • Security / Collateral papers (if secured OD)
KYC
  • Aadhar & PAN of all directors
Business & Financials
  • Certificate of Incorporation, MOA/AOA, GST
  • Bank statement — last 12 months
  • Audited financials — last 2–3 years
  • Security / Collateral papers (if secured OD)
CHECK YOUR CREDIT SCORE

Check Your CIBIL Score

Know your credit profile before applying for a loan. Check your CIBIL Score and understand your creditworthiness to make more informed financial decisions.

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Check Your CIBIL Score
Testimonial

What our 1200+ customers are saying

Rahul Sharma
Business Owner
5.0

Daksh Investhub made the loan process simple and easy to understand. Their team guided me throughout the process and helped me explore suitable financing options for my business.

Neha Verma
Home Loan Customer
5.0

I had a great experience with Daksh Investhub. Their team explained the housing loan process clearly and assisted me with the required documentation and application procedure.

Amit Gupta
Entrepreneur
5.0

The team at Daksh Investhub was professional and supportive from start to finish. They helped me understand my business loan options and made the overall process much more convenient.

Priya Mehta
Personal Loan Customer
5.0

Daksh Investhub provided excellent guidance for my financial requirement. The team was responsive, explained the process clearly and helped me understand the available personal loan options.

Vikas Malhotra
Property Owner
5.0

I appreciate the professional guidance provided by Daksh Investhub. Their team helped me understand the loan against property process and assisted me throughout the application journey.

We're here to assist with all your loan needs & questions

FAQ's

Frequently Asked Questions About Our Financial Services

We work with a network of nationalized banks, private sector banks and NBFCs across India to match your profile to the best available offer.

Yes — our unsecured business loan products require no collateral, subject to lender eligibility criteria.

Yes, Daksh Invest Hub facilitates loans pan-India through our banking and NBFC partner network.

Timelines vary by loan type and lender, but our multi-bank matching is designed to speed up approval versus a single-bank application.

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