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Your car is a high value asset and a highly valued possession. It is but natural that you insure it. Motor insurance protects you and your vehicle -  against losses caused due to fire, theft, explosion, burglary, riots, strikes, earthquakes, flood, cyclones, accidents, malicious acts and terrorist activities , and damage caused by your vehicle to another person or property (Third Party Liability)
Need for motor insurance?  
  It is mandatory by law under  the Motor Vehicle Ac  
  Your car is one of your most valued  possessions  
  Passengers in your car are mostly your near and dear ones  
  Accident, theft, damage and third party liability can arise unexpectedly  
What are the exclusions under the policy?  
  • The following are the specific exclusions under the policy:-
  • Wear and tear, Depreciation or any consequential loss
  • Fire & Explosion - Mechanical/ electrical breakdown
  • Depreciation
  • Deliberate accidental loss
  • Any contractual liability
  • Riot & Strike  - Damage caused by a person driving the car without a valid license
  • Malicious Act - Damage caused by a person driving the car under the influence of alcohol or drugs
  • Burglary, housebreaking/ Theft
  • Other exclusions as per the policy terms and conditions